Khata Number is a term that frequently confuses property buyers in India, especially in states like Karnataka. Literally translating to “Account,” the Khata Number is the account number of a property owner in the municipal corporation’s assessment register. It certifies that the property owner is known to the municipality and is liable to pay property tax.
When you ask “what is Khata Number,” you are essentially asking: “What is the file number under which my property tax details are stored?” It is one of the most critical documents required for selling a property, obtaining a building license, or getting a bank loan.
What Does Khata Number Mean?
The term is widely used in South India, particularly Bangalore (BBMP). However, the concept exists everywhere under different names (like “Assessment Register” entry). The Khata contains details like:
- Owner’s Name
- Size of the Property
- Location
- Tax Assessment Details
It is important to distinguish between the Khata Certificate (proof of ownership for tax) and the Khata Extract (details of the property account). The Khata Number appears on both.
Why Khata Number is Important
Without a valid Khata Number, your property is technically not fully compliant with municipal regulations. Its importance includes:
- Loan Approvals: Banks will strictly not approve a home loan without a valid ‘A’ Khata (legal property).
- Building Permissions: You cannot get plan approval to construct a house without this number.
- Civic Amenities: Water and electricity connections require the Khata number as proof of legal possession.
- Resale Value: Properties with ‘B’ Khata (irregular properties) often fetch a lower market price than ‘A’ Khata properties.
Where is Khata Number Used?
You will need to produce your Khata Number in:
- Sub-Registrar Office: During the sale or gift of property.
- Municipal Office: For paying property taxes.
- Bank: For mortgaging the property.
How to Find or Check Khata Number
Method 1: Sale Deed
Check your registered Sale Deed. The Khata number is usually mentioned in the “Schedule of Property” section.
Method 2: Property Tax Receipt
Your latest tax receipt will definitely carry the Khata number or the PID (which is linked to the Khata).
Method 3: Online Search (Karnataka Example)
1. Visit the Sakala Online or BBMP portal.
2. Go to “Khata Services”.
3. Search using the owner’s name or property details.
4. The system will display the Khata status and number.
Example of Khata Number
A Khata number is usually a numeric value, sometimes associated with a sub-division number.
- Example: 123/45/6 (indicating Survey/Sub-division/Khata entry)
Common Problems or Errors
- ‘B’ Khata Issues: If your property has a ‘B’ Khata, it means it has some violations or unpaid betterment charges. You cannot get building approval until it is converted to ‘A’ Khata.
- Name Mismatch: Ensure the name on the Khata matches the Sale Deed exactly. If not, apply for a name correction.
Important Things to Remember
- Khata is NOT a title deed. The title deed (Sale Deed) proves ownership; Khata proves tax liability.
- Always apply for Khata Transfer immediately after buying a property.
- For tax specific IDs, check what is Property ID.
Understanding related terms like what is survey number and what is house tax PID will give you a complete picture of property documents.
Frequently Asked Questions
What is the difference between Khata Number and Survey Number?
Survey Number identifies the land geographically (assigned by Revenue Dept), while Khata Number identifies the property account for tax purposes (assigned by Municipality).
What is ‘A’ Khata and ‘B’ Khata?
‘A’ Khata is for properties that follow all government regulations. ‘B’ Khata is a register for properties that have violations or pending dues, making them ineligible for some loans and approvals.
How can I convert B Khata to A Khata?
You can convert it by paying “Betterment Charges” to the municipal corporation, provided the property violations are within the acceptable regularization limits.
Is Khata Number required for electricity connection?
Yes, BESCOM and other electricity boards require the Khata or tax paid receipt to ensure the building is not illegal.
Can I have a Khata Number for a vacant plot?
Yes, vacant plots within municipal limits also have Khata numbers and attract vacant land tax.