What is Ayushman Card Number and PMJAY Benefits

The Ayushman Card Number (or PMJAY ID) is the unique identification number on the “Golden Card” issued under the Pradhan Mantri Jan Arogya Yojana (PM-JAY). It entitles the beneficiary family to cashless medical treatment of up to ₹5 Lakhs per year at empaneled public and private hospitals.

When you ask “what is Ayushman Card Number,” you are looking for the insurance ID that allows you to get free surgery or hospitalization. Unlike ABHA (which is for records), this is for payment of bills.

What Does Ayushman Card Number Mean?

It acts as the Policy Number.

The Card: Contains the Name, PMJAY ID, and ABHA Number.

Eligibility: Based on the SECC 2011 database (Deprivation criteria) or State Ration Card lists.

Why Ayushman Card is Important

  • Cashless Treatment: You don’t pay a single rupee at the hospital. The government pays via the insurance company.
  • Portability: Valid across India. A migrant worker from Bihar can get treated in a Mumbai hospital using this card.
  • Coverage: Covers 1,900+ procedures including Cancer, Heart Surgery, and Knee Replacement.

Where is Ayushman Card Number Used?

  • Ayushman Mitra Desk: Every hospital has a desk where you show this card to initiate admission.
  • BIS Portal: To download the e-card.

How to Find or Download Ayushman Card

Check Eligibility:
1. Visit PMJAY Website.
2. Click “Am I Eligible”.
3. Enter Mobile Number and Ration Card/HHD Number.

Download Card:
1. Visit Setu PMJAY or use the Ayushman App.
2. Login with Mobile.
3. Complete e-KYC (Aadhaar Face Auth/OTP).
4. Download the Golden Card with the unique PMJAY ID.

Example of Ayushman ID

Format: P12345678 (Often alphanumeric or matches Family ID).

Common Problems or Errors

  • Name Not in List: If your name isn’t in the SECC list, you cannot apply directly. However, many states have expanded the list to include Ration Card holders.
  • Card Blocked: If deemed ineligible later, the card might be disabled.

Important Things to Remember

  • It covers pre-existing diseases from Day 1.
  • It is linked to your Family ID (Ration Card).
  • Link it with ABHA Number for digital records.
  • Check Samagra ID in MP for mapping.

Frequently Asked Questions

Who is eligible for Ayushman Card?

Families listed in the SECC 2011 database (poor/deprived categories) and, in many states, NFSA Ration Card holders are eligible.

How much does the Ayushman Card cost?

The card generation is free at government hospitals. CSC centers may charge a nominal fee (₹30) for printing the card.

Can I use Ayushman Card in private hospitals?

Yes, but only in “Empaneled” private hospitals. Not all private hospitals accept it. Check the “Find Hospital” list on the PMJAY app.

Is there a limit on family members?

No, there is no cap on family size or age. Every member of an eligible family gets a card.

What is the difference between Golden Card and Ayushman Card?

They are the same thing. The Ayushman Bharat card is popularly known as the “Golden Card” due to its color theme.